OS JOVENS MILITARES SÃO ALFABETIZADOS FINANCEIRAMENTE? ESTUDO EM UMA ORGANIZAÇÃO DA FRONTEIRA GAÚCHA
DOI:
https://doi.org/10.12662/2359-618xregea.v9i1.p136-153.2020Keywords:
Alfabetização financeira, Educação financeira, Finanças pessoaisAbstract
Levando em consideração a existência de uma lacuna educacional, o presente artigo teve como objetivo estimar o nível de alfabetização financeira dos militares de uma Organização Militar da fronteira gaúcha. Para tanto, realizou-se um estudo descritivo, de abordagem quantitativa, usando o método do tipo Survey. Os dados desta pesquisa foram coletados com um instrumento e uma metodologia de mensuração já validada anteriormente. Os resultados encontrados sugerem que a maior parte dos respondentes apresenta um baixo nível de alfabetização financeira. E, ainda, que a dimensão das atitudes pouco influi na formação dos níveis de alfabetização financeira. Foi possível, também, verificar a relação direta entre conhecimentos financeiros e comportamentos financeiros. Os achados reforçam a necessidade de implementação de programas rígidos de alfabetização financeira à população em geral, de forma a ampliar o alcance da Estratégia Nacional de Educação Financeira (ENEF).
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